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In table question answering (TQA), tables are encoded as either texts or images. Prior work suggests that passing images of tables to multi-modal large language models (MLLMs) performs comparably to using textual input with large language models (LLMs). However, the lack of controlled setups limits fine-grained distinctions between these approaches. In this paper, we conduct the first controlled study on the effectiveness of several combinations of table representations and model types from two perspectives: question complexity and table size. We build a new benchmark based on existing TQA datasets. In a systematic analysis of seven pairs of MLLMs and LLMs, we find that the best combination of table representation and model varies across setups. We propose FRES, a method selecting table representations dynamically, and observe a 10% average performance improvement compared to using both representations indiscriminately.